Free Credit Reports in Maryland avoid telemarketing junk mail Consumer Information

Image depicting scenes from Longmead Crossing and the words Longmead Crossing

FREE Credit Reports for Maryland Residents

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Did you know that Maryland residents qualify for an absolutely free credit report from the credit reporting agencies (Equifax, Experian,TransUnion). This also applies to residents of CO, GA, MD, MA, NJ, VT. Just call the agencies and request your free report--you are allowed one report from each agency every year:

EquiFax: 1-800-685-1111 (credit file is free, credit score is not)
Experian: 1-888-397-3742 (be careful to dial this one correctly it is 888 not 800)
TransUnion 1-800-888-4213 (skip past the first free options and listen specifically for them to mention free reports for Marylanders)

Also, see annualCreditReport.com.

While you are at it, write to the following addresses to get your name taken off of telemarketing lists. The letter should state your name, address and telephone number. After you are placed on these no-call lists, companies who call you anyway can be fined big (see the Direct Marketing Association website):

Mail Preference Service
Direct Marketing Association
P.O. Box 9008
Farmingdale, NY 11735

Telephone Preference Service
Direct Marketing Association
P.O. Box 9014
Farmingdale, NY 11735

You may also want to call this telephone number to request opt out from mailing lists generated by Credit reporting companies.1- 888-567-8688.

You may also want to visit this website: It provides the same tones that telezapper uses to make telemarketing dialers think your number is disconnected. Just add them to the begining of your answering machine message.

Do you have unclaimed property? Check the Maryland Unclaimed Property database, or go to http://www.unclaimed.org or http://law.freeadvice.com/resources/unclaimed_property.htm for other states.

Finally, the "Partnership for Caring" organization in Washington D.C. offers free forms for Living Will and Medical Power of Attorney documents. You can print these and fill them out without a lawyer. You never know.

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Street Sign for Cleese Court in the
Longmead Crossing Condominiums

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USEFUL SITE LINKS
Open Directory Project Silver Spring Pages: A directory guide to websites in Silver Spring.

Ride On Bus Schedule for Route 26: Route 26 is the one that goes right through our neighborhood.

The Weather In Silver Spring: Up-to-the-minute weather forcasts for our area.

A Map of Longmead Crossing: Google map. Be sure and checkout the stunning satelite photographs.

Did you notice? The street signs on Layhill Road spell Longmead Crossing with an extra "E": Longmeade Crossing Drive